Insurance Leads: How to Find Profitable Leads to Boost Your Business
By Megan Mahan

In recent years, more and more insurance agents have been incorporating insurance leads into their business, providing a cost-effective way to expand clientele and retire cold-calling and other inconvenient sales methods.

But when it comes to purchasing insurance leads, you'll want to separate the good from the bad and buy leads from a provider that delivers. And to do that, you'll need some tips for the road.

The Basics: The Insurance Lead

Insurance leads come from consumers who log on to various Web sites in search of the best possible insurance quotes. The information provided by the consumer (generated through an insurance lead application) is stored by the Web site, where it's categorized and sold to an agent-connecting the agent to consumers who are looking for insurance.

Avoiding Substandard Leads

Working with a trusted and experienced leads provider is the best way to ensure that the leads you receive easily convert into sales. As such, you'll want to look for the following characteristics in a provider before buying leads from them:

• Precision and Accuracy
While no technology can prevent 100 percent of consumers from misrepresenting the facts on a lead form, reputable companies will have a sound database that filters out leads containing generic names (Pee Wee Herman), phone numbers (999-9999) and addresses-collecting only the leads that are serious about finding insurance.
• Real-time Delivery
Experts estimate that the value of a lead plummets after 48 hours-the consumer can lose interest in purchasing a policy or find coverage from a competitor that filled their need. It's for this reason that you should only work with services that provide real-time leads-leads that are delivered as soon as the consumer completes the lead form. This allows you to contact them while they're still interested.
• Filtering Options
The best lead providers will have a wide list of filtering options available to their clients, which allow an agent to funnel out unproductive leads (leads with pre-existing conditions or a DUI conviction, for example) and target only the leads that are writeable by the insurer. While filters generally aren't free, purchasing them is still the best way to get the qualified leads you need.

Taking Sales to New Heights

When it comes to purchasing insurance leads, it's important to know how the provider obtains the leads and what steps they take to ensure that your leads are well-qualified. If a provider doesn't offer accurate, real-time leads or allow you to place filters on your leads, you're better off taking your money somewhere else.

So research reputable leads companies and stop relying on invasive sales tactics like cold-calling and door-to-door solicitation. You'll find you can boost your business and build clientele without these traditional methods, simply by getting in touch with consumers who need and want your services!

About InsureMe

Megan L. Mahan is a copywriter and insurance information expert with InsureMe in Englewood, Colorado. InsureMe links agents nationwide with consumers shopping for insurance. Specializing in auto, home, life, long-term care and health insurance quotes, the InsureMe network provides thousands of agents with insurance leads every year. For more information, InsureMe.com.

Article Source: http://EzineArticles.com/?expert=Megan_Mahan